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odds and ends

Why am I so strapped for cash?

Man, every payday rolls around and I still can’t do what I had planned on doing. Remember I was going to save up some cash in the form of silver and gold. Well, I’m covering my expenses, but I don’t have anything left over. Grrrr, why is that? Well, I do eat out a bit more than I should. That’s one possibility. Oh, and there’s the fact that I am saving 25% of every paycheck in the form of my 401k contribution and stock purchase.

 

Right, that probably has something to do with it. I keep forgetting that I am saving a decent amount of money, and it’s being invested rather well actually, better than any CD you’ll be able to find. Apple stock is generally seen as a safe thing right now, and 10% of my income is going towards discounted purchases of it. It works the same way a CD does, I don’t have access to it for 6 months at a time. When I do have access to it, it is still just illiquid enough that I’m not tempted to use it.

I have been wondering how long I should keep that in Apple stock though. It is a tech stock and those are hardly known for their stability. I think long term I’ll turn them into something else, but for right now I’ll hang on to them.

 

In the meantime, I’m going to give myself a bit of a break. I am saving at a pretty good clip. With the money I have left over I can pay bills and if I have any left over, I will enjoy. Yes, part of that enjoyment will be with bullion, but I think there are some frivolous purchases coming up too. I’ll let you know if any of those are worth talking about…

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